1.0.8 Safe to install
We offer users cash or online cash loans that prioritize convenience, safety, and security. Building your credit line and reducing interest rates is achievable through on-time loan repayments or by completing tasks to increase your credit limit. Eligibility for ProfitLoan is restricted to individuals aged 18 and above. With just one mobile device, users can effortlessly apply for loans at any time through our 100% online process.
Requirements to apply:
- Age above 18 years
- Citizens of Ghana
- With a regular source of income
Steps to get a loan:
- Sign up
- Fill in basic details
- Apply for a loan
- Wait for approval
Product features:
- Loan Amount: GHS1,000 ~ GHS50,000
- Loan Term: from 91 days to 360 days
- Loan Interest: from 10% to 25% per annum
- Maximum Annual Interest Rate (APR): 25%
- Service charge: 0%
For example:
If you apply for a loan of GHS10,000, with a term of 120 days and an annual interest rate of 25%, the daily interest rate would be 0.068%. The interest for 120 days would amount to GHS820, resulting in a total repayment of GHS10,820.
Security:
All transactions are secured through a 256-bit SSL encryption. Customers' information is securely handled by us, and we guarantee not to share customers' data with any third party.
Customer Service Email: [email protected]
Address: P O BOX 7 Twifo Hemang, Central Region, Ghana
Overview
ProfitLoan is a Freeware software in the category Business developed by SmartCash Tech.
The latest version of ProfitLoan is 1.0.8, released on 04/17/2024. It was initially added to our database on 04/17/2024.
ProfitLoan runs on the following operating systems: Android.
Users of ProfitLoan gave it a rating of 3 out of 5 stars.
Pros
- User-friendly interface and easy navigation
- Quick loan approval processes
- Flexible repayment options tailored to individual needs
- Competitive interest rates compared to traditional lenders
- Accessible online support and resources for users
- Secure application process with data encryption
- Option for loan customization based on financial profile
Cons
- Limited availability in certain geographic areas
- May require a minimum credit score for eligibility
- Higher fees for late payments or defaults
- Potential for aggressive marketing tactics
- Limited transparency regarding interest and fee structures
- Customer service response times may vary based on demand
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